Goods Carrying (GCV)
Trucks, tempos and pickups that carry goods — cover scaled to gross vehicle weight.
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Goods carriers · Passenger carriers · Taxis · FleetsA commercial vehicle is a livelihood, not just a vehicle — an accident or breakdown stops your income. Commercial vehicle insurance protects the vehicle, your legal liability, and the people it carries or employs, so one bad day doesn't halt your business. We compare insurers for the right cover at a competitive premium.
Commercial vehicle insurance covers any vehicle used to carry goods or paying passengers — trucks, tempos, taxis, autos, buses and vans. It protects the vehicle (own damage), your legal liability to others, and your statutory liability to the driver and staff you employ.
Exact terms are governed by the insurer's policy wording — we help you understand them before you buy.
Trucks, tempos and pickups that carry goods — cover scaled to gross vehicle weight.
Taxis, autos, vans and buses that carry paying passengers, with passenger liability.
Own Damage + Third-Party — protects your vehicle as well as your legal liability.
The legal minimum for any commercial vehicle on the road.
Many vehicles? Each is insured on its own policy — we manage them together with aligned renewals and fleet discounts where available.
Legal liability to employees, passenger PA, towing and EMI protection.
Premium and liability scale with your vehicle's class, weight and seating capacity — cover it on the correct basis.
Protect the asset itself, not just third parties — a total loss on a bare third-party policy pays you nothing.
Cover your statutory liability for injury or death of the paid driver and cleaner on board.
An expired permit, fitness certificate or wrong-class licence can sink an otherwise valid claim.
By law each vehicle needs its own policy and certificate of insurance — but we align renewal dates and negotiate fleet discounts across your vehicles so the whole fleet is simple to run.
We understand commercial classes and place your risk with the right insurer — so your running costs stay low and your vehicles keep earning.
Any vehicle used to carry goods or paying passengers — trucks, tempos, pickups, taxis, autos, vans and buses. Private cars used purely for personal use are covered under motor insurance instead.
Commercial vehicles carry more risk and higher potential liability, so IRDAI sets higher third-party rates by vehicle class, weight and seating capacity.
With legal-liability-to-employees cover, yes — injury or death of your paid driver or cleaner arising out of employment is covered. We make sure it's included.
Yes. In India each vehicle is insured on its own policy — the Motor Vehicles Act requires a valid certificate of insurance for every vehicle to ply. We manage your whole fleet together: aligning renewal dates, arranging a fleet discount where the insurer offers one, and giving you a single point of contact for every vehicle.
Yes — carrying beyond your RC's permitted load can lead to claim rejection. Stay within your vehicle's limits to keep your cover valid.
Tell us about your vehicle or fleet and we'll arrange the right cover at a competitive premium.
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