InsureDost

HomeProducts › Cyber Safe

Online fraud · Identity theft · Phishing · UPI & card

Cyber Insurance that protects you when the fraud happens online.

We bank, shop and live online — and so do the fraudsters. Personal cyber insurance covers the financial loss and the recovery costs when you're hit by online fraud, phishing, identity theft or an unauthorised transaction. It's the safety net for your digital life. We help you and your family get covered.

Illustration of digital security — cyber insurance
Compare personal cyber cover from leading insurers Protect your family's money and identity online — we place the right plan at the right price.
Get your best quote →
The basics

What is personal cyber insurance?

Personal cyber insurance protects individuals and families from the financial impact of cyber crime — unauthorised transactions, phishing, identity theft, cyber extortion and more. It reimburses your loss and pays for the costly recovery: restoring your identity, legal help and getting your data and devices back.

What's typically covered

  • Unauthorised / fraudulent online, card & UPI transactions
  • Phishing, spoofing & social-engineering losses
  • Identity theft — the cost to restore your identity
  • Cyber extortion / ransomware
  • Data & device restoration
  • Legal costs, counselling & social-media liability (selected plans)

Good to know

  • Covers individuals — company/business cyber is a separate product
  • You must report the fraud promptly (bank + police / cyber cell)
  • Loss from knowingly sharing an OTP/password may be limited
  • Sum-insured caps apply per event and per year
  • It complements — it doesn't replace — safe online habits

Exact triggers and limits vary by insurer — reading them correctly is where we add value.

Your options

Cover for you and your family

Individual Cover

Protects one person's accounts, devices and identity online.

Family Cover

One plan protecting every family member — often the best value.

Identity Restoration

Pays the cost and provides help to restore a stolen identity.

Data & Device

Restore data and recover from malware or ransomware on your devices.

Cyber Extortion

Support and cover if you're targeted by extortion or ransomware.

Add-ons

Legal costs, counselling and social-media liability, on selected plans.

Know before you buy

How to choose the right cyber cover

Our offering

Why buy cyber cover through InsureDost

Personal cyber is a newer product — using it well, with the right triggers and family cover, is exactly what a broker is for.

  • A newer product, done right. We explain what personal cyber cover really protects.
  • Family-wide. We size the cover for everyone in your household.
  • The full picture. We check the fraud types you actually face are covered.
  • Claims help. We guide you through reporting and the claim if it ever happens.
Get your best quote
Online fraudUPI, card & net-banking
Identity theftRestoration cost & help
Cyber extortionRansomware & extortion
Family coverEveryone, one plan
FAQs

Cyber insurance questions

What does personal cyber insurance cover?

Financial loss and recovery costs from online fraud — unauthorised transactions, phishing, identity theft and cyber extortion — plus support like identity restoration, data recovery and legal costs.

Is UPI or card fraud covered?

Typically yes — unauthorised or fraudulent electronic transactions (UPI, card, net-banking) are a core cover. We confirm the exact triggers on the plan you choose.

How is this different from business cyber insurance?

This protects individuals and families; business cyber protects a company's systems, data and legal liability. We arrange both — this page is the personal one.

Can I cover my whole family?

Yes — a family plan covers all members' devices and accounts under one sum insured, and is often the best value.

Is it worth it in India?

With digital payments everywhere, online fraud is common and hard to recover from alone. For a small premium, cyber cover gives you your money back and expert help.

Stay safe online — cover your digital life

Tell us about your household and we'll recommend the right cyber cover at the best price.

Get your best quote
Get advice