Motor Insurance
Car, two-wheeler and commercial vehicles. Comprehensive, own-damage or third-party — with add-ons like zero-depreciation.
Learn more →We compare policies and premiums across leading Indian insurers to get you the best cover at the most competitive price — explain everything in plain language, and stay by your side at claim time. As a licensed broker, our job is to work for you, not any single insurer.
As your broker, we compare premiums across leading Indian insurers to find you strong cover at the most competitive price — and using us costs you nothing extra.
Tell us what you need once — we gather and compare quotes from multiple insurers for you.
We help you get the lowest premium for the cover you actually need — no overpaying, no cutting corners.
Using a licensed broker is free — our advice and comparison don't add a rupee to your premium.
We make sure you keep your No-Claim Bonus and every eligible discount when you buy or renew.
Personal or business — we help you compare, choose and manage the right policy, then support you when it matters most.
Car, two-wheeler and commercial vehicles. Comprehensive, own-damage or third-party — with add-ons like zero-depreciation.
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Individual and family floater plans, cashless hospital networks, top-ups and critical-illness cover chosen for your needs.
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Protect your family's future with term plans and savings-linked life cover — sized to your income and goals.
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Domestic and international travel cover — medical emergencies, trip delays, baggage loss and more.
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Protect your home, contents and valuables against fire, theft and natural calamities.
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Fire, marine, liability, group health and workers' compensation — risk cover built for your enterprise.
Learn more →From a two-wheeler to a factory floor — personal and commercial insurance, all in one place, each explained in plain language.
Cover for you, your family and your things.
Protection for your assets, people and liabilities.
When you buy direct, you see one company's products. As a licensed broker, InsureDost sits on your side of the table — comparing options across insurers and helping you claim.
Share what you want to protect — a car, your family's health, your business. Two minutes, no jargon.
We shortlist suitable policies across leading insurers, compare their premiums, and explain the real differences.
Pick the plan that fits your needs and budget. We handle the paperwork digitally.
Renewals, changes and — most importantly — claims. We're your single point of contact.
Straight-talking guides to help you understand your cover. No sales spin — just what you need to make a confident decision.
Third-party (TP) is the legal minimum in India — it pays for injury or damage you cause to others, but nothing for your own vehicle. Comprehensive adds Own Damage (OD) — repairs to your own car after an accident, theft, fire or natural calamity. Add-ons like zero-depreciation, engine protection and roadside assistance make claims more valuable. If your vehicle is new or financed, comprehensive with zero-dep is almost always worth it.
In metros, a family floater of ₹10–25 lakh is a sensible base given today's hospital costs — often built as a smaller base policy plus a super top-up for affordability. Check the cashless hospital network near you, room-rent limits, waiting periods for pre-existing conditions, and whether maternity or day-care procedures are covered. We help you match these to your family's real needs.
Term insurance is pure protection: a large cover (e.g. ₹1 crore) for a low premium, paid to your family if something happens to you. Traditional/endowment plans mix insurance with savings — lower cover for a much higher premium. For most earning adults, a term plan for protection plus separate investments gives better value. We size the cover to your income, loans and dependants.
A broker is licensed by IRDAI to represent you, the customer — not the insurer. We assess your risk, compare policies across companies, recommend the right cover, help you buy it, and — crucially — assist you at claim time. Our advice is unbiased and our service continues for the life of your policy. There's no extra cost to you for using a broker.
No Claim Bonus (NCB) rewards you for not making a claim — in motor insurance it's a discount on your Own-Damage premium that grows each claim-free year (up to 50%). Making a small claim can wipe it out, so for minor damage it's sometimes cheaper to pay out of pocket. NCB is portable when you switch insurers — we make sure you don't lose it at renewal.
Most rejections come from non-disclosure (e.g. an undeclared health condition), lapsed policies, claiming for something in the waiting period, or missing documents. The fix is simple: disclose everything honestly when you buy, understand your waiting periods, and keep your policy active. As your broker, we help you file correctly and follow up until it's settled.
Help people around you get insured and earn on every policy — and again every year when they renew. Free to join, free training, no investment. Work part-time or full-time, on your own schedule. You can even refer friends and earn more.
Share a few details and a licensed advisor will get back to you. No spam, no pressure — just honest guidance.
InsureDost is the customer brand of Pinakin Insurance Brokers Private Limited, an IRDAI-licensed insurance broker. Behind the brand is a team with a decade of hands-on experience in the insurance industry — people who have advised, placed and serviced cover for corporate clients and individuals alike, across almost every line of business.
We pair that experience with a modern digital platform, so buying and managing insurance is simple, transparent and genuinely on your side. Because we're a broker, we represent you — comparing insurers to find the right cover at the right price, and standing with you from your first quote to your next claim.
One relationship covers everything — every policy, renewal and claim in one place — backed by secure, India-hosted technology built for reliability and privacy.
InsureDost
Together, Stronger, Smarter...
A brand of Pinakin Insurance Brokers Private Limited